Cashback and reward value
Estimate cashback or point value after the fee attributable to your purchase. Change the inputs to update the chart or diagram.
Your inputs
The editable example is illustrative. Enter your own dimensions, operating data, prices, and fees. Results update as you edit.
Calculations run in your browser. Inputs are not saved or sent to analytics.
How it works
- Cashback: Gross reward value = × ÷ 100; Reward points: Gross reward value = × ; Net benefit = Gross reward value −
- Worked example: 200 × 0.02 = 4; 4 − 1 = 3; 3 ÷ 200 × 100 = 1.5%
- Supported input limits: : 0 ≤ x ≤ 1,000,000,000,000; : 0 ≤ x ≤ 100; : 0 ≤ x ≤ 1,000,000,000,000; : 0 ≤ x ≤ 1,000,000,000,000; : 0 ≤ x ≤ 1,000,000,000,000
Input and formula key
Your result
Complete the inputs to see your result.
Assumptions and limitations
Point value and reward rates are your assumptions, not live loyalty-program terms. Net benefit subtracts only the fee entered here. Expiry, redemption availability, spending caps and interest are not modeled; the effective rate uses your purchase amount.
Sources
- OpenStax — percent definitions Sources reviewed: 2026-10-06
